10 Old Money Golf Outfits Women Will Wear on and Off the Course

Let’s give your golf wardrobe a quiet-luxury glow-up. Think timeless silhouettes, immaculate tailoring, and country-club polish with a dash of “effortlessly put together.” These old money golf outfits are classic, elegant, and incredibly wearable—on the fairway, at the clubhouse, and even for lunch after the 18th hole.

We’re talking elevated polos, pleated skorts, cashmere layers, and clean accessories that whisper taste without trying too hard. Ready to look like you grew up spending summers at the club? Let’s build the ultimate old money golf lineup—exactly 10 outfits, each one a keeper.

1. The Heritage Polo And Pleated Skort That Means Business

Start strong with the archetype: a crisp pique polo and a structured pleated skort. It’s polished, athletic, and quietly luxe—the uniform of someone who keeps score in pencil and etiquette in ink. Perfect for early tee times and breezy afternoons.

Outfit Pieces:

• Fitted white or cream pique polo with a subtle embroidered crest
• High-waisted pleated skort in navy or hunter green
• White leather golf shoes with minimal branding
• Cable-knit ankle socks or crew socks in cream
• Thin leather belt in tan or brown
• Classic visor or structured baseball cap in a matching tone
• Simple stud earrings and a slim leather-strap watch

Styling Tips:

• Tuck the polo for a neat waistline; choose a sleeve that hits mid-bicep for a sharp line.
• Go for a skort with slight A-line and crisp pleats for that preppy, movement-friendly swing.
• Match belt and shoe tone; keep metals consistent—gold with gold, silver with silver.
• Lightly steam the skort pleats before you head out; it really shows.

Wear this for a classic round, a charity scramble, or a lesson with your pro. Want a switch-up? Swap white polo for pale blue or soft blush—still refined, just a hint of personality.

2. Cashmere Over Shoulders, Performance Polo Underneath

Nothing says old money like cashmere draped over the shoulders. Pair it with a performance polo and you’ve got a look that’s both luxe and practical—especially for those days when the weather can’t make up its mind.

Outfit Pieces:

• Short-sleeve performance polo in light grey or sand
• Cashmere crewneck sweater in camel, tied over shoulders
• High-rise tailored golf shorts in white
• Spikeless leather golf shoes in white or cream
• Woven belt in tan or natural
• Aviator sunglasses with brown lenses
• Minimal pearl studs or tiny hoops

Styling Tips:

• Knot the cashmere loosely—let the sleeves drape, don’t cinch tight.
• Choose shorts with a 4–6 inch inseam for an elegant, balanced length.
• Pick a polo with a soft sheen and a slightly structured collar to hold shape.
• Keep nails neutral and clean—cream or soft pink looks particularly polished.

This is great for morning tee times followed by brunch. If it gets chilly, slip into the cashmere and push up the sleeves just below elbows for a relaxed, intentional feel.

3. The Knit Vest And Stripe Combo That Looks Imported

Channel that “I spent the summer in the Cotswolds” energy with a ribbed knit vest layered over a striped polo. It’s subtle texture, quiet contrast, and a whole lot of chic—without feeling precious.

Outfit Pieces:

• Striped performance polo (thin navy/white or tan/cream stripes)
• Sleeveless knit vest in cream or oatmeal
• A-line skort in navy or charcoal
• White leather golf sneakers
• Fine leather belt in dark brown
• Visor in canvas or twill, cream or navy
• Delicate chain bracelet

Styling Tips:

• Choose a vest that skims the body—not too tight, not boxy; hip length is ideal.
• Let the polo collar peek neatly over the vest neckline for that polished touch.
• Keep the visor structured, not floppy; it makes the whole look feel tailored.
• Press the skort hem for a smooth A-line—creases read tidy from a distance.

Perfect for late afternoon rounds or club socials. Swap stripes for a solid polo if you want ultra-minimal; add a lightweight windbreaker if you’re pushing through a breeze.

4. Monochrome Minimalist With A Country-Club Edge

Monochrome reads expensive. Build a clean all-ivory or all-navy outfit, and let the textures do the talking. It’s understated, elegant, and surprisingly easy to pull off—seriously, it’s almost cheat-level chic.

Outfit Pieces:

• Sleeveless mock-neck top in ivory or navy
• Matching tailored skort
• Coordinated quarter-zip or lightweight cardigan
• Spikeless golf loafers or classic golf shoes in matching tone
• Thin tone-on-tone belt
• Subtle studs and a minimal signet ring

Styling Tips:

• Choose fabrics with a slight matte finish—shine can look sporty, not luxe.
• Break the monotony with one small contrast detail (a tan belt or cream socks).
• Fit is everything: tailored but comfortable; no pulling or gaping.
• Keep hair sleek—low pony, braid, or a neat bun enhances the clean lines.

Wear this when you want the outfit to glide from practice to patio without changing a thing. You can also play with soft grey monochrome for a cooler, city-club feel.

5. The Clubhouse Cardigan And Pleats That Go With Everything

If you want “I know the starter by name” energy, go cardigan. A fine-gauge cardigan over a fitted base keeps it graceful and timeless. Add a pleated bottom and you’re suddenly in a vintage tennis postcard—on a golf course.

Outfit Pieces:

• Lightweight cardigan in cream, tan, or navy
• Sleeveless polo or fitted performance tank in white
• Pleated skort or box-pleat skirt in grey or navy
• White leather golf shoes or spikeless brogues
• Ribbed crew socks in cream
• Canvas cap in natural or navy
• Classic pearl studs or dainty drop earrings

Styling Tips:

• Let the cardigan rest open; if buttoned, keep the top two buttons undone.
• Opt for a skort with a slightly heavier fabric so pleats hold structure.
• Balance the sweetness with practical footwear—clean lines, minimal hardware.
• Keep jewelry minimal; the cardigan is the soft hero here.

Ideal for cooler mornings or clubhouse dinners after nine holes. For a twist, swap the cardigan for a cricket sweater with subtle stripe trim—classic, not costume.

6. The Tweed-Inspired Layer For Brisk Fairways

On windy days, elevate your layers. A tweed-inspired vest or light gilet adds texture and an English countryside nod without going full costume drama. It pairs beautifully with sleek basics so the look stays balanced.

Outfit Pieces:

• Performance long-sleeve top in cream or taupe
• Tailored gilet or lightly quilted vest in herringbone or subtle tweed
• Straight-cut golf trousers in tobacco, olive, or navy
• Leather golf shoes in white or two-tone (cream/grey)
• Leather belt in cognac
• Wayfarer sunglasses
• Silk scarf tied loosely at the neck (optional, small print)

Styling Tips:

• Keep the vest slim and hip-length—no bulky puff; think equestrian neatness.
• Choose trousers with a gentle taper and ankle-grazing hem.
• Neutral palette only—let the texture be the star.
• If adding a scarf, keep the knot tiny and off-center for elegance.

This outfit was made for crisp morning tee times, fall tournaments, or anything involving rolling hills and a light breeze. Ditch the scarf and add a merino base layer for extra warmth without bulk.

7. The Sleeveless Dress That Looks Like You Summer In Saint-Tropez

A tailored golf dress is the pinnacle of easy sophistication. Choose a structured, not clingy, silhouette and it becomes a one-and-done outfit that moves with you and photographs beautifully—on the green or on the patio.

Outfit Pieces:

• Structured golf dress with a subtle collar in cream, navy, or soft green
• Optional thin waist belt in tan or matching color
• White leather golf shoes or sleek spikeless sneakers
• Quarter-zip or light cardigan in coordinating tone
• Minimal gold hoops or tiny studs
• Classic visor or straw-style sun visor (if allowed)

Styling Tips:

• Look for a dress with paneling or princess seams—instant tailoring magic.
• Belt lightly, not tight; the effect should skim, not cinch.
• Keep the hem modest: just above the knee is both comfortable and appropriate.
• Press the collar for razor-sharp edges—it elevates the whole look.

Wear this to summer scrambles, charity days, or a quick nine before lunch. For variety, try pale blue or soft blush—both keep the old money mood while feeling fresh.

8. The Retro Argyle And Loafer Moment

Argyle is a forever preppy print, and when done right, it feels sophisticated, not kitschy. Pair a subtle argyle sweater with sleek bottoms and a leather loafer-style golf shoe and you’ll look like you stepped out of a vintage clubhouse photo—in the best way.

Outfit Pieces:

• Lightweight argyle sweater in navy/cream or green/cream
• Collared polo in white or cream layered underneath
• Tailored ankle trousers or a straight skort in navy
• Spikeless golf loafers in white or cream
• Leather belt in dark brown
• Simple bracelet watch with a leather strap
• Subtle stud earrings

Styling Tips:

• Keep the argyle scale small and colors muted.
• Let the polo collar sit neatly over the sweater’s neckline—clean, not sloppy.
• Choose trousers with a flat front; pleats can work but keep them minimal.
• Opt for socks that match trousers for a seamless leg line.

Great for spring and fall rounds when you want warmth without heavy layers. If argyle isn’t your thing, try a diamond-textured knit for a subtle nod without the print.

9. The Coastal-Club Windbreaker With White-On-White Base

Old money, but make it coastal. A lightweight windbreaker over an all-white base is fresh, crisp, and just sporty enough. It’s the kind of look that says you take your swing (and your seafood lunch) seriously.

Outfit Pieces:

• White mock-neck top
• White tailored skort or fitted shorts
• Light windbreaker in sky blue, soft grey, or sage
• White leather golf shoes
• Canvas belt in tan or natural
• Polarized sunglasses with simple frames
• Delicate chain necklace tucked under collar

Styling Tips:

• Keep the windbreaker minimal—no big logos or shiny, plasticky finishes.
• Layer the mock neck for that elegant line; it always reads refined.
• White-on-white means meticulous care—treat stains immediately and bring a small cleaner pen.
• Consider a visor with a clean embroidered monogram for a quiet personal touch.

Wear it when the forecast hints at breeze or drizzle. If you need warmth, swap the windbreaker for a light merino zip-up in soft grey—still coastal, slightly cozier.

10. The Quiet-Lux Tracked Set: Quarter-Zip And Tailored Trousers

For a modern take on old money, go sleek with a quarter-zip and tailored golf trousers. It’s streamlined, subtly athletic, and distinctly refined—the kind of look you can wear to practice, meetings, and cocktails (with the right shoes).

Outfit Pieces:

• Fine-knit quarter-zip in stone, cream, or navy
• Tailored golf trousers in matching or complementary neutral
• Leather golf shoes or spikeless sneakers in white
• Minimal leather belt in tan or dark brown
• Stud earrings and a slim bangle
• Optional cap in matching tone

Styling Tips:

• Half-zip to mid-chest and layer a crisp polo underneath for structure.
• Choose trousers with a pressed crease for instant polish.
• Keep the palette tonal—stone on stone, navy on navy, or cream with camel.
• Finish with a matte lip balm and tidy brows—the grooming makes the outfit.

Ideal for practice rounds, low-key tournaments, and everything that happens before and after them. For a softer vibe, swap the quarter-zip for a merino turtleneck layered under a sleeveless vest.

Accessories That Whisper, Never Shout

For all these outfits, keep accessories intentional and restrained. That’s the old money magic—quiet quality over loud labels.

• Belts: Thin leather or woven in tan, brown, or cream.
• Jewelry: Pearls, small hoops, delicate chains, slim watches.
• Hair: Low pony, braid, sleek bun, or tidy half-up.
• Socks: Cream ribbed crews or ankle socks; keep them fresh and bright.
• Bags: Small structured tote or crossbody in leather or canvas.

Color Palette To Keep Everything Cohesive

Lean into classic, earthy tones that never go out of style. They mix and match effortlessly so you can pack smarter and dress faster.

• Neutrals: Cream, ivory, tan, camel, stone, grey, navy.
• Accents: Hunter green, soft sage, pale blue, blush, muted burgundy.
• Patterns: Pinstripes, fine herringbone, small-scale argyle, subtle checks.

Fit And Fabric Guidelines (The Secret Sauce)

• Fit: Aim for tailored, not tight. You should move comfortably without bunching.
• Collars: Keep them crisp; they anchor the look and frame the face.
• Materials: Performance blends with natural-feeling textures—matte finishes look more elevated.
• Care: Steam, don’t iron, when possible; it preserves fabric and shape.

There you have it—10 old money golf outfits with enough polish to impress the starter and enough ease to make every swing feel natural. Mix pieces across looks, keep your palette tight, and prioritize fit. Slip into one of these and you’ll be walking onto the course like you own a piece of the clubhouse history—trust me, it shows.